Based on your Local’s participation in this plan, you are eligible for some or all of the benefits provided by the IHF if you meet one of the following requirements:
Actively working in a job category covered by a collective bargaining agreement
You are an official or employee of a local union participating in this plan
You are retired from and receiving a pension benefit from the Bricklayers & Trowel Trades International Pension Fund or a local fund
Owner or employee of an incorporated business that contributes to this plan the required monthly "Non-Jobsite" premium
Qualify under the COBRA provisions of this plan
Eligibility Rules
Following a detailed study of the IHF eligibility rules and benefits provided to participating locals, the Board of Trustees has decided to modify the existing IHF eligibility rules as follows:
A member in a participating local becomes eligible for benefits on the first day of the second month that a member worked 300 hours or more in any given calendar quarter. Benefits will remain in effect for three consecutive months.
Example: Joe works 95 hours in January, 125 hours in February and 75 hours in March. Since he has more than 200 hours in the 1st calendar quarter, benefits will be effective May, June, and July.
QUARTERLY ELIGIBLITY RULES SCHEDULE
Work Months (200 hours or over)
Eligibility Months
January/February/March
May/June/July
April/May/June
August/September/October
July/August/September
November/December/January
October/November/December
February/March/April
Members who have worked less than 200 hours in a calendar quarter will continue to be eligible to participate as monthly self-pay under the provision of the Consolidated Omnibus Budget Reconciliation Act (COBRA). This also remains in effect for retirees.
Member who have worked less than 400 hours in a winter eligibility period will continue to be eligible to participate as monthly self-pay under the provision of COBRA.
A member in a participating local becomes eligible for benefits on the first day of the second month that a member worked 300 hours or more in any given calendar quarter. Benefits will remain in effect for three consecutive months.